It is important to take time to review your health insurance policy to have a better understanding of your coverage.
If you are not already enrolled, you may be eligible for one of three government-sponsored programs for health benefits.
Understanding the details of your insurance can be very confusing. Your coverage may vary depending on the insurance company, your plan, and the state you live in. Our financial counselors and oncology social workers at the IU Simon Cancer Center or Riley Hospital for Children are available to help you with your insurance concerns.
Your state insurance department should also be able to answer your health insurance questions. In Indiana, call the Indiana Department of Insurance Consumer Services Division at locally at (317) 232-2395, toll-free at 1-800-622-4461 or e-mail email@example.com
Health Insurance Appeals
If you disagree with the basis stated for denial of health insurance claims, check your policy or employee booklet for the company's appeal procedures. The company should be able to answer procedural questions about appeals over the phone. Your appeal should be in writing and may require information from your doctor.
About Insurance and Clinical Trials
What Cancer Survivors Need to Know About Health Insurance (National Coalition for Cancer Survivorship, Leukemia and Lymphoma Society)
Clinical Trials and Insurance Coverage - A Resource Guide (National Cancer Institute)
States That Require Health Plans to Cover Patient Care Costs in Clinical Trials (National Cancer Institute)